Loanicons provides you with a listing of the government agencies, bureaus, and departments that regulates lenders. The following federal agencies are responsible for enforcing the federal Truth in Lending Act, the law that governs credit term disclosures for home loans. Any questions concerning compliance with the act by a particular financial institution should be directed to its enforcement agency.

Federal

  State Agencies

This list is useful for both the consumer and mortgage professional when lending across state lines. Banks and Savings & Loans are exempt from regulations by state agencies because they are federally regulated. Please use the links on this page to check on a Mortgage Company or to report any problems dealing with one.

Alabama
Banking Department

California
Department of Financial Institutions
Department of Real Estate
2201 Broadway
Sacramento, CA 95818
916-227-0770

Colorado
Division of Banking

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Connecticut
Department of Banking
Consumer Credit Division
44 Capitol Avenue
Hartford, CT 06106
203-240-8299

 Delaware
Office of the State Bank Commissioner
555 F. Loockerman Street
Dory, DE 19901
302-739-4235

District of Columbia
Real Estate Commission
614 H Street N.W.
Washington, DC 20001
202-727-7549

Florida
Department of Banking and Finance
State Capitol
Tallahassee, FL 32399-0350
904-488-0545

Georgia
Department of Banking and Finance
2990 Brandywine Road
Suite 200
Atlanta, GA 30341-5565
404-986-1650

Hawaii
Division of Financial Institutions
Director of Commerce and
Consumer Aflairs
Dept. of Financial Institution:
P0. Box 3469
Honolulu, HI 96801
808-586-2704

Idaho
Department of Finance
Financial Institutions Bureau
Boise, ID 83720-0031
208-334-3313

Illinois
Office of Banks and Real Estate
Commissioner of Savings an
Residential Finance
205 W. Randolph Street
Chicago, IL 60606-1811
312-793-1450

Indiana
Department of Financial Institutions
Securities Commissioner
302 West Washington
Suite E 111
Indianapolis, IN 46204
317-232-6681

Iowa
Division of Banking
Department of Commerce
200 East Grand Ave. Ste 300
Des Moines, IA 50309
515-281-4014

Kansas
Office of the State Bank Commissioner
Securities Commissioner
618 S. Kansas Avenue
Topeka, KS 66603-3804
913-296-3307

Kentucky
Department of Financial Institutions
Office of the Commissioner of
Financial Institutions
477 Versailles Road
Frankfort, KY 40601
502-573-3390

Louisiana
Office of Financial Institutions
P.O. Box 94045
Baton Rouge, LA 70804-9095
504-925-4660

Maine
Bureau of Banking
Bureau of Consumer Credit
Protection
State House Station No.35
Augusta, ME 04333-0035
207-624-8527

Maryland
Division of Financial Regulation
Commissioner of Consumer
Credit
501St. Paul Place
Baltimore, MD 21202
410-333-6825

Massachusetts
Division of Banks
Office of the Commissioner of
Banks
Consumer Credit Division
100 Cambridge Street
Boston, MA 02202
617-727-3141

Michigan
Office of Financial and Insurance Services
Financial Institutions Bureau
Consumer Finance Division
P0. Box 30224
206 F. Michigan, Fifth Floor
Lansing, Ml 48909
517-373-8674

Minnesota
Department of Commerce
133 E. 7th Street
St. Paul, MN 55101
612-296-6319

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Mississippi
Department of Banking and Consumer Finance
P0. Drawer 23729
Jackson, MS 39225-3729
601-359-1031

Missouri
Division of Finance
301 W. High Street
Jefferson City, MO 65101
314-751-3242

Montana
Banking and Financial Institutions Division

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Nebraska
Department of Banking & Finance
1200 N Street
PC. Box 95006
Lincoln, NE 68509-5006
402-471-2171

Nevada
Financial Institutions Division
Administrator of Financial
Institutions
406 F. Second Street
Carson City, NV 89710
702-687-4260

New Hampshire
Bank Commissioner's Office
Banking Dept.
169 Manchester Street
Concord, NH 03301
603-271-3561

New Jersey
Division of Banking
Commissioner of Banking
NJ State Department ofBanking
20 West State Street, CN-040
Trenton, NJ 08625
609-292-3420

New Mexico
Financial Institutions Division
Regulation and Licensing Dept.
P0. Box 2501
Santa Fe, NM 87504
505-827-7100

New York
State Banking Department
Mortgage Banking Division
Two Rector Street
New York, NY 10006
212-618-6678

North Carolina
Office of the Commissioner of Banks
State Banking Commission
P0. Box 29512
430 N. Salisbury Street
Raleigh, NC 27626-0512
919-733-3016

North Dakota
Department of Banking and Financial Institutions
State Capitol
600 E. Boulevard
Bismarck, ND 58505-0080
701-328-9933

Ohio
Division of Financial Institutions
77S. High Street, 23rd Floor
Columbus, OH 43266-0511
614-466-2221

Oklahoma
State Banking Department

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Oregon
Division of Finance and Corporate Securities
21 Labor and Industries
Building
Salem, OR 97310
503-378-4387

Pennsylvania
Department of Banking
333 Market Street, 16th Floor
Harrisburg, PA 17101-2290
717-787-3717

Rhode Island
Department of Regulation
Banking Division
233 Richmond Street
Providence, RI 02903-4231
401-277-2405

South Carolina
Board of Financial Institutions
Department of Consumer
Affairs
PD. Box 5757
2801 Devine Street
Columbia, SC 29250-5757
803-734-9460

South Dakota
South Dakota Division of Banking
Real Estate Commission
222 E. Capitol Suite 15
Pierre, SD 57501
605-773-3600

Utah
Department of Financial Institutions
3324 South State, #201
P0. Box 89
Salt Lake City, UT 84110-0089
801-538-8854

Vermont
Department of Banking, Insurance, Securities, and Health Care Administration

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Virginia
State Corporation Commission
Bureau of Financial Institutions
P0. Box 640
Richmond, VA 23205-0640
804-371-9657

Washington
Department of Financial Institutions
P0. Box 41202
Olympia, WA 98504-1202
360-902-8700

West Virginia
Division of Banking

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Wisconsin
Department of Financial Institutions
Department of Regulation and
Licensing
1400 E. Washington Avenue
P0. Box 8935
Madison, WI 53708
608-266-5511

Wyoming
Banking Division

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